Quick Answer: Why Is My Vanilla Gift Card Being Declined?

Why is my prepaid card being declined?

There are several reasons why a payment card may be declined: If you have used your full line of credit (in the case of credit cards) or exhausted your bank account or prepaid account balance (debit cards and prepaid cards), your card will be declined until you pay your credit card bill or add money to yo

How do I get a pin for my Vanilla gift card?

Follow these steps to add a PIN to your gift card:

  • Call 1-866-952-5653.
  • Press 1 for English or 2 for Spanish.
  • Press 2 for all other inquires.
  • Enter the 16 digit card number followed by the # sign.
  • Enter the last 3 digits printed on the signature panel followed by the # sign.
  • Press 3 to change (or create) your PIN.

Do I have to activate my Vanilla gift card?

Vanilla gift cards don’t expire and aren’t credit cards, so no credit check is required. The gift cards don’t need to be activated once they’re purchased. You also might see signs advertising Vanilla Reload, which allows you to add funds to your MyVanilla card at various retailers.

Can you buy a Visa gift card online and use it right away?

Can I use my Visa gift card online? Absolutely. Visa gift cards can be used online the same way you would use a credit card. Simply enter your Visa gift card information at checkout.

How do you know if my card is blocked?

  1. If you have that debit card,go to nearest ATM and swipe that. You will see a popup says CARD BLOCKED.
  2. Do a little transaction with your debit card online. If that shows fail. You should know your debit card has blocked.
  3. Go to your bank and ask them about it.
  4. Call bank’s tollfree number and ask them.

Why does my card keep getting declined when I have money?

A declined debit transaction normally has 3 main reasons: 1. Declined by the issuer Bank. Reasons include: Insufficient funds, Invalid PIN, blocked card, and all other response codes related to the state of the card or the linked account in the Issuer Bank.

Can I buy a vanilla gift card online?

Vanilla eGift Visa Virtual Accounts are issued by The Bancorp Bank pursuant to a license from Visa U.S.A., Inc. and can be used online, over the phone, or through mail order in the U.S. and District of Columbia wherever Visa debit cards are accepted.